Car insurance is to buy insurance every year, many car owners said: the car did not buy insurance are afraid to go on the road, visible the importance of car insurance. But the types of insurance reported, in fact, many do not need to buy, but because they do not understand the insurance, so many people buy according to the insurance report, resulting in spending a large amount of money that should not be spent. The following is shared by Xiaobian: How to buy the most cost-effective experience for everyone:
Multiple insurance options
Vehicle registration
There is a kind of insurance that must be purchased, that is: compulsory traffic accident liability insurance, if there is no purchase of this insurance, the vehicle is not qualified for annual review:
Other types of insurance: loss insurance, theft insurance, third party liability insurance, vehicle personnel liability insurance (driver and passenger), as shown in the figure:
The whole car theft insurance, this kind of insurance, can not be purchased, because if the vehicle is stolen, the insurance is also based on the year of the vehicle and the amount of compensation. And now almost every car is equipped with GPS, which can track its location if it is stolen, unless the car is disassembled to sell parts.
Vehicle glass insurance, this can also not buy, ask the vehicle glass how many will be broken? You can also save money by not buying glass insurance.
I do not know if you have noticed that there are several items that are not deductible insurance, if you do not buy these items, only buy: damage insurance, theft insurance, third party liability insurance, car personnel liability insurance (driver and passenger) If there is an accident, you can only compensate 70%, so it is recommended to buy these types of non-deductible insurance.
Before buying car insurance, you can compare several insurance, because the price of each insurance may have a big discount, some insurance in order to attract customers will send fuel cards, maintenance, car load and so on. Although some insurance discounts are much larger, but also to understand the coverage and service capacity of this insurance.
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If financial conditions permit, you can buy all kinds of insurance
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